So how exactly does a Provident loan work? Frequently asked questions

Will you be considering taking out fully an advance loan in one associated with the British’s biggest house credit providers? Discover more about the application form procedure, and what you should submit an application for a Provident loan. Take note, all Provident loans are at the mercy of approval.

Exactly how much you will need to borrow?

1) Select your loan choice

Utilize our calculator to pick exactly how much you will need to borrow, in addition to true wide range of days you’d like to borrow it over.

Pick from 13, 26 or 52 days to create repayments.

2) Start your application for the loan online

To try to get a Provident loan you have to:

  • Be a UK resident, aged between 18 and 74
  • Have contact cell phone number as well as your address details for days gone by 36 months
  • Consent to home check out from 1 of our group as well as an affordability evaluation

You certainly will get a preliminary choice in moments that will inform you if the loan is agreed in theory. Study our faq’s to learn more.

3) Finish the job with a property check out

If you’ve been accepted in theory, a part of our group will go to you in the home and certainly will carry down an affordability evaluation to ensure the loan is workable and sustainable for you personally.

Provident workers carry formal ID so that you’ll constantly understand whom you’re speaking with.

All our house visits are vocals recorded for training and quality purposes, to ensure that you obtain the service that is best each time we see. Read more FAQs about our sound recording right right here.

Please be aware that the total amount which you are offered following the affordability assessment that you have applied for may not be the amount.

Just exactly What do i want when it comes to house see?

Proof ID

You shall be expected to demonstrate proof your ID:


  • Present picture card licence that is driving
  • Present passport
  • National issued paperwork such as for example council tax or division for work and retirement benefits communications.

To look at the complete range of paperwork, click the link.

Evidence of earnings

You shall additionally be needed to show evidence of your revenue:


At Provident we think about all sorts of circumstances, whether you are used, unemployed, self-employed or getting benefits. To get out what is accepted paperwork for every click the link.

In case your loan is approved, an associate of y our group will provide the money to your house and each week collect your repayments out of your home at the same time and time you like.

Provident runs a zero tolerance policy to threats and physical violence towards Provident Representatives.


You might borrow between ВЈ100 and ВЈ1,000, susceptible to affordability. Whenever you take a loan with us, you realize upfront just how much you will need to spend every week as well as in total. This means it is possible to borrow funds once you understand there may never ever be any unanticipated additional costs.

Accepted in theory is a stone that is stepping complete approval of titlemax one’s loan. To try to get a Provident loan, you need to complete a form online or throughout the phone. At this time for the application we perform a credit check. This check assists us to choose you and helps to confirm your identity whether we are able to lend to. This credit check is proportionate to your loans we provide so that you won’t need to have a credit file that is perfect.

No. There is no need a bank-account for the true house gathered loan while the loan is sent to you by a part for the Provident group in money. They are going to come round every to collect repayments which can be paid in cash week.

Yes, we start thinking about all circumstances. We get acquainted with your own personal circumstances and carry down an affordability evaluation. Which means even although you’re self-employed, unemployed or on advantages with you is satisfied that the loan is affordable and sustainable for you, you could still be accepted for a Provident loan if you can provide proof of income and outgoings, and the member of our team going through this. To learn more about what exactly is accepted evidence of earnings click the link.